IRA

Secure Your Retirement

Protect your IRA with a predictable 8.5% fixed yield. We partner with Equity Trust to make adding stable, asset-backed bonds to your retirement portfolio seamless.
Open Your IRA Account
IRA Accounts

Turn your IRA intoconsistent monthlyincome built tocompound.

Experience the stability of asset-backed real estate with aseamless rollover process designed for your retirement security.
Open Your IRA AccountBook a Call
Open Your IRA AccountBook a Call

Asset-backed

Real Estate

Monthly

Real Income Distribution

8.5% APY

Fixed Yield

Independent

Custodian Security
Exclusive IRA Investor Benefit

We Cover Your Custodian Fees

Invest $50,000 or more through your IRA into CREB bonds, and we pay your Equity Trust custodian fees for a full year.
Invest $50K+ Today

Four reasons this offer changes  
how you invest your retirement capital

Lower Upfront Cost

Maximize initial deployment by eliminating fees.

Higher Returns

More capital working for you from day one.

Seamless Setup

We handle the IRA process for you.

No Burden

Your retirement stays protected.
Investment Calculator

Plan Your Passive Income.

$124,950

/Year
vs. national average
(0.07%)
=
$3,499
$25k
invesment
your invesment
Displaying estimated return of 8.50% assuming for
1
Year
of term.

DAILY

$11.64

YEARLY

$4250

5-YEAR EARNED

$21,250

10-YEAR EARNED

$42,500
CREB, Inc is a financial technology company and is not a bank. Bank deposit services provided by First Internet Bank of Indiana, Member FDIC. Customers with a CREB Business Account can use the ICS service provided by IntraFi Network LLC. Subject to the terms of the applicable ICS Deposit Placement Agreement, First Internet Bank of Indiana, member FDIC, will place deposits at FDIC-insured institutions through IntraFi’s ICS service. A list identifying IntraFi network banks appears athttps://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Deposits are insured by the FDIC up to the maximum allowed by law; deposit insurance only covers deposits in the Ramp Business Deposit Account in the event of the failure of the FDIC-insured bank.

A simple way to generate income inside your IRA

CREB IRA bridges the gap between traditional retirement accounts and high-yield real estate lending.
We provide a structured, transparent path for your capital to work harder without the volatility of the public markets.
Open a CREB IRA

Plan Your Passive Income.

Principal Protection Focus
Your investment is backed by tangible property titles, offering a layer of security traditional stocks lack.
Automated Monthly Cash Flow
Predictable interest payments deposited directly into your IRA, ready for reinvestment or distribution.
Tax-Advantaged Growth
Maximize your compound interest by generating high-yield returns within the tax-shelter of an IRA.
Open Your IRA Account

A Blueprint for Wealth Generation

Strategic Loans

We issue short-to-medium term loans to experienced real estate developers for high quality projects.

Interest Accrual

Borrowers pay monthly interest on these loans, which is secured by the underlying real estate asset.

Yield Allocation

Payments are distributed proportionally to IRA holders, targeting an institutional-grade 8.5% APY.

Built on real estate. Backed by real assets.

We diversify across asset classes toensure portfolio resilience.

Commercial

Residential

Multifamily - Complex

Austin, TX

How your money earns daily income through compound bonds

See how it works

Option 1 - IRA

We issue short-to-medium term Maximize your returns by utilizing the tax-deferred or tax-free status of your retirement accounts.to experienced real estate developers for high quality projects.
Real Estate
U.S. Government Treasury Bills
Cash equivalents
Open Your IRA Account
Recommended

Option 2 - CASH

For investors looking for immediate liquidity and income using non-retirement funds.
Direct Bank Transfers
Monthly Distribution to Checking
Cash equivalents
Open Your IRA Account

Built for Every Retirement Path

Whether you have a Traditional IRA, a Roth IRA, or a legacy 401(k) from a former employer, our team simplifies the movement of your funds without triggering taxable events or penalties.

Secured by Equity Trust Company

We partner with the industry leader in self-directed IRAs.Equity Trust provides the regulatory oversight and securityinfrastructure to ensure your assets are held to the highestinstitutional standards.

$52B+

in assets under custody and administration

50+ Years

years in business
Open Your IRA Account
Investors Stories

Trusted by everyday investors.

Don’t just take our word for it. Hear from the people who have found financial peace and predictable daily income with Compound.
Sarah K.
Text Link
"Rolling over my 401(k) brought me true peace of mind. No more market worries, just predictable daily interest."
Sarah K.
Austin
Text Link
I love it and I think I think you will too
Austin
Robert M.
Text Link
"The more bonds you own, the more money you make as time goes on. You get paid every single day. Your money is never locked up."
Robert M.
David M.
Text Link
As a freelancer, my income fluctuates. With CREB, I can invest when I have extra cash and easily withdraw if needed. Plus, the security of real estate assets gives mepeace of mind. I highly recommend it!
David M.
David
Text Link
I would definitely recommend it to anybody trying
David
Margaret T.
Text Link
"I was skeptical at first — 8.5% sounded too good. But after reading the SEC filings and understanding the bridge loan model, it clicked. Everything has been smooth."
Margaret T.
David L.
Text Link
"I finally found something stable for my retirement savings. No surprises. I check my balance every morning and it's always higher than yesterday."
David L.
Emily K.
Text Link
The 8.50% APY is fantastic! I've seen significant growth in my portfolio in just a few months. The process is seamless and the returns are impressive.
Emily K.
Emily
Text Link
Is good for the average investor even if you're unsure
Emily
Lisa T.
Text Link
The roundup feature is fantastic! It’s amazing to see how my spare change adds up and grows my portfolio. Very satisfied!
Lisa T.
John
Text Link
Compound Bank is a better investment opportunity for you
John
John
Text Link
Investing has never been easier! The daily compounded interest and no hidden fees have really boosted my returns. Highly recommend it!
John
Jillian Green
Text Link
The app helped me get a house and a car
Jillian Green
David S.
Text Link
Setting up automatic purchases has made investing effortless. I no longer have to
worry about missing an opportunity to invest, and my portfolio keeps growing steadily.
David S.
Brandon Zell.
Text Link
"We can't afford volatility. The 8.5% APY in our Roth IRA gives us the steady, secure income we need for our retirement."
Brandon Zell.
Michael R.
Text Link
"We can't afford volatility. The 8.5% APY in our Roth IRA gives us the steady, secure income we need for our retirement."
Michael R.

Move your old 401(k) or IRA without the stress

Our dedicated rollover concierge handles the paperwork so you can focus on your future.
Open a CREB IRA

Get started in three simple steps

Step 1:

Choose Your Account

Select between IRA or Cashinvestment options and completeyour digital application in minutes.
Step 2:

Fund Your Investment

Initiate a tax-advantaged rollover from anexisting account or fund directly via secureACH or Wire transfer.
Step 3:

Begin Earning

Sit back as your capital is deployed into asset-backed loans and monthly distributions begin.
Investors Stories

Trusted by everyday investors.

Don’t just take our word for it. Hear from the people who have found financial peace and predictable daily income with Compound.
Sarah K.
Text Link
"Rolling over my 401(k) brought me true peace of mind. No more market worries, just predictable daily interest."
Sarah K.
Austin
Text Link
I love it and I think I think you will too
Austin
Robert M.
Text Link
"The more bonds you own, the more money you make as time goes on. You get paid every single day. Your money is never locked up."
Robert M.
David M.
Text Link
As a freelancer, my income fluctuates. With CREB, I can invest when I have extra cash and easily withdraw if needed. Plus, the security of real estate assets gives mepeace of mind. I highly recommend it!
David M.
David
Text Link
I would definitely recommend it to anybody trying
David
Margaret T.
Text Link
"I was skeptical at first — 8.5% sounded too good. But after reading the SEC filings and understanding the bridge loan model, it clicked. Everything has been smooth."
Margaret T.
David L.
Text Link
"I finally found something stable for my retirement savings. No surprises. I check my balance every morning and it's always higher than yesterday."
David L.
Emily K.
Text Link
The 8.50% APY is fantastic! I've seen significant growth in my portfolio in just a few months. The process is seamless and the returns are impressive.
Emily K.
Emily
Text Link
Is good for the average investor even if you're unsure
Emily
Lisa T.
Text Link
The roundup feature is fantastic! It’s amazing to see how my spare change adds up and grows my portfolio. Very satisfied!
Lisa T.
John
Text Link
Compound Bank is a better investment opportunity for you
John
John
Text Link
Investing has never been easier! The daily compounded interest and no hidden fees have really boosted my returns. Highly recommend it!
John
Jillian Green
Text Link
The app helped me get a house and a car
Jillian Green
David S.
Text Link
Setting up automatic purchases has made investing effortless. I no longer have to
worry about missing an opportunity to invest, and my portfolio keeps growing steadily.
David S.
Brandon Zell.
Text Link
"We can't afford volatility. The 8.5% APY in our Roth IRA gives us the steady, secure income we need for our retirement."
Brandon Zell.
Michael R.
Text Link
"We can't afford volatility. The 8.5% APY in our Roth IRA gives us the steady, secure income we need for our retirement."
Michael R.

Asset-backed

Every loan is secured by physical real estate collateral.

Conservative LTV

Low loan-to-value ratios provide significant protective equity.

Diversified

Exposure across residential, commercial, and multifamily.

Income-focused

Engineered for consistent monthly cash distributions.

Have questions? Speak with a specialist

Investing your retirement savings is a significant decision. My role is to provide you with the data, clarity, and support you need to make an informed choice for your future.
Book a Call with an IRA Specialist

FAQs

CREB Business Account
What is CREB?

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Can I invest through an IRA?

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Can I roll over my IRA or 401(k)?

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Do I receive monthly income from my IRA?

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Is this tied to the stock market?

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Are returns guaranteed?

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How long does it take to get started?

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What is the minimum investment?

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Is my money safe with Equity Trust?

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What does Equity Trust handle?

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Do I interact with Equity Trust directly?

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What is verbal authorization?

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How long does verification take?

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Compound Real Estate Holdings, Inc. 1185 Avenue of the Americas, 3rd Floor, New York, NY 10036
© 2025, Compound Real Estate Holdings, Inc. All Rights Reserved.
* Compound Real Estate Bonds are unsecured bonds issued by Compound Real Estate Bonds, Inc. and are not secured by any specific asset or assets.Compound Real Estate Holdings, Inc. is not an investment adviserand is not registered, licensed or supervised as such with the SEC or FINRA. This information is for educational purposes only and does not constitute investment or tax advice. You must make your own investmentdecisions or do so in consultation with a financial advisor to determine whether an investment in Compound Bonds is right for you. We are not utilizing the Site to provide investment or other advice, and no informationor material at the Site is to be deemed a recommendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions. The sale or offer of securities willonly take place upon reading of the offering materials and associated documents. 
Compound Real Estate Holdings, Inc is not a bank and investments in Compound Bonds are not bank deposits. They are not insured by the FDIC. Investing in Compound Bonds involves risk of loss. You should alwayscarefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more information on risks related to investments in our securities, please seeour most recently filedOffering Circularand review our other filings with theSecurities and Exchange Commissionorhere. Please read the "Risk Factors" section of our offering circular for a number of risks affecting ourbusiness. Our offering circular is available on our website through the filings link orhere.
The information in the offering circular will be more complete than these materials. The information is for discussion purposes only and no representations or warranties are given or implied. Do not place undue reliance
on this information. You are required to read the offering statement filed with the SEC before purchasing any bonds. This website must be read in conjunction with CREB's offering circular in order to fully understand all
the implications and risks of an investment in CREB. Neither the SEC nor any state securities commission or regulatory authority approved, disapproved, endorsed, or recommended the merits of the offering described
in the offering circulars or reflected on this website. Any references on this website to past results should be read with the knowledge that past results are not indicative of future results. By accessing this site, and any
pages thereof, you agree to be bound by our
Forward Looking Statements: Certain information contained in this website constitutes “forward-looking statements.” These forward-looking statements can be identified by the use of forward-looking terminology,
such as “expects,” “may,” “will,” “should,” “seeks,” "strives," "aim," "plan," “approximately,” “predicts,” “intends,” or other comparable words thereof. These may include our underlying assumptions, statements about
plans, objectives and expectations with respect to future operations, statements with respect to acquisitions, statements regarding future performance, and statements regarding future potential investments, asset
types, and its geographic regions. Such forward-looking statements are inherently uncertain and there are or may be important factors that could cause actual outcomes or results to differ materially from those
indicated in such statements. These factors include but are not limited to those described under the section entitled “Risk Factors” in CREB's offering circular, and any such updated factors included in our periodic
filings with the SEC, which are accessible on our website. These factors should not be construed as exhaustive and should be read in conjunction with the other cautionary statements that are included in our SEC
filings.