Fixed Income Bond

Earn a Fixed
8.50% APY

Stop guessing what your savings will earn. A fixed-income bond that pays 8.5% daily, backed by real estate and U.S. Treasuries. No fees. No lock-ins.

$177

/month
on a $25,000 investment · Paid daily · Compounded automatically

$

48

M+

Total invested

3,200

+

Investors

8.5

%

Fixed Yield
*To date. Past performance does not guarantee future results.
What Is CREB

A fixed-income bond built for people who value certainty.

Everything you need to know in three facts.
  • Fixed-Income Bond
    8.50% APY. Compounded and credited daily. Your rate never changes.
  • Deployed Into Real Assets
    Bond proceeds invested in secured real estate loans and U.S. Treasury bills.
  • SEC Qualified
    Regulation A+. Publicly filed on EDGAR. CIK: 1919204.
Full Transparency

Where Your 8.5%
Comes From.

1

Your capital enters a regulated offering

Purchase bonds through our SEC-qualified Reg A+ offering. Open to all investors. Minimum $10.

2

Deployed into real estate credit

Capital flows into short-duration, first-lien bridge loans alongside U.S. Treasury reserves and institutional RE funds.

3

Portfolio generates 10–14%

Developers pay premium rates for speed. Banks take months. We fund in days. Each loan secured by real property at 60–75% LTV.

4

You receive 8.5% APY

The portfolio earns 10–14%. We pay you 8.5% and keep the spread. That's our fee  and why our interests are aligned with yours.

5

Withdraw anytime, no penalties

No fees. No lock-ins. Standard processing: 5–6 business days. Withdrawals over $50,000 may require up to 30 days.
* Important: CREB bonds are unsecured not secured by any specific pledged asset and not FDIC insured. Investing involves risk. Please read the full Offering Circular.
Calculator

Don't just store your cash.
Grow it.

Project your monthly income. Select your investment amount to see how a fixed 8.5%APY compares to traditional savings.
$5k
$10K
$25K
$50K
$75K
$100K

$25,000

Your Investment
Monthly Passive Income

$177

credited to your account every month
$2,215
Per Year
$2,215
5-Year Total

1 year earnings elsew here

CREB (8.5%)

$2,125

High-Yield Savings (4.4%)

$1,100

National Average (0.5%)

$125

CREB, Inc is a financial technology company and is not a bank. Bank deposit services provided by First Internet Bank of Indiana, Member FDIC. Customers with a CREB Business Account can use the ICS service provided by IntraFi Network LLC. Subject to the terms of the applicable ICS Deposit Placement Agreement, First Internet Bank of Indiana, member FDIC, will place deposits at FDIC-insured institutions through IntraFi’s ICS service. A list identifying IntraFi network banks appears athttps://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Deposits are insured by the FDIC up to the maximum allowed by law; deposit insurance only covers deposits in the Ramp Business Deposit Account in the event of the failure of the FDIC-insured bank.
Investor Stories

A steadier, more reliable way to grow your wealth.

Your money should give you clarity and confidence not worry.
  • Earn while you sleep
    Interest compounds and credits to your account every single day, automatically.
  • Your money stays yours
    Withdraw anytime. No lock-ins. No penalties. No fees. Ever.
  • Built on real assets, not speculation
    Powered by real estate bridge loans and U.S. Treasuries, not crypto, not stocks, not NFTs.
  • Transparent by design
    SEC qualified under Reg A+. Publicly filed. Every document available on EDGAR.
  • Know exactly what you'll earn
    Fixed 8.5% APY never moves with the market. Your rate is locked the day you invest.
Investor Stories

CREBSuccess Stories

You Invest

Funds are allocated into a diversified portfolio of income producing real-estate loans, U.S. Treasury bills, and cash equivalents.

We Deploy & Secure Capital

CREB finances short-term, asset-backed real-estate credit collateralized by property and overseen by institutional partners.

You Earn, Daily

Interest from these assets is credited to your account every day, compounding auto- matically and available to withdraw anytime.
"I finally found something stable for my retirement savings. No surprises. I check my balance every morning and it's always higher than yesterday."
David L.
Investor since 2023 · Retired Educator
"I was skeptical at first — 8.5% sounded too good. But after reading the SEC filings and understanding the bridge loan model, it clicked. Everything has been smooth."
Margaret T.
Investor since 2023 · $50K+ portfolio
"The more bonds you own, the more money you make as time goes on. You get paid every single day. Your money is never locked up."
Robert M.
Investor since 2024 · Verified App Store Review
"We can't afford volatility. The 8.5% APY in our Roth IRA gives us the steady, secure income we need for our retirement."
Brandon Zell.
Chief Medical Officer & Private Investor
"We can't afford volatility. The 8.5% APY in our Roth IRA gives us the steady, secure income we need for our retirement."
Michael R.
General Manager
The app helped me get a house and a car
Jillian Green
Founder & Former Owner, L&C Consulting Group

Take control of your financial future

No volatility. No guesswork. No fees. Your first day of daily income starts now.

Choose How You Want to Invest

Your rate is locked for 3 to 10 years, yourprincipal is protected, and you can make free withdrawals of up to 10% of your account value each year

CREB Account

Emergency funds, saving for major purchases, passive income generation
  • Non Tax Advantaged
  • Earn fixed 8.50% APY
  • Ideal for short to medium-term goals
Open a CREB Account

CREB IRA Account

Long-term wealth building, retirement planning, tax-efficient compounding
  • Tax Advantaged
  • Earn fixed 8.50% APY
  • Ideal for long-term goals and retirement
Open a CREB Account
Getting Started

Start earning in minutes.

Fully digital. No paperwork. No branch visits. Confidence from Day One:
Your money stays in your control. Always.

1

Your capital enters a regulated offering

Sign up online or in the app. Verify your identity in minutes.

2

Connect your bank securely

Link through Plaid  the same security used by Venmo and Robinhood. AES-256 encryption.

3

Invest and earn daily

Buy bonds starting at $10. Interest compounds every day. Watch your balance grow each morning.
Bank-grade security. Protected with AES-256 encryption through Plaid.
Getting Started

CREB Bond Fact Sheet

SEC Qualified · Reg A+ · CIK: 1919204

8.50% APY Fixed

Coupon Rate
Coupon Rate

8.50% APY Fixed

Face Value

$10 per bond

Interest

Compounded daily

Offering Size

$75,000,000

Maturity

On Demand

Investors

All (Acc. & Non-Acc.)

Minimum

$10

Fees

None

Withdrawal

5-6 Business Days

Regulation

SEC Reg A+

Rate Comparison

Your savings deserve more than 0.5%.

Your money deserves stability

Grow your wealth steadily without the market’s daily ups and downs.

Earn fixed income

Fixed APY

8.50%

Protection comes first

Your principal is safeguarded through a  conservative mix of real-estate assets ,  U.S. Treasuries, and cash equivalents.
Daily interest

$250

Business account
$12,805.86
$15% last month

Simple, predictable growth

No complexity. No confusion. Just daily interest you
can depend on.
Current balance

$40,206.20

5% this week

CREB

Fixed · Daily Compounding

8.5%

Chase HYSA

Variable rate

4.4%

Capital One 360

Variable rate

4.2%

National Average

Savings account

0.5%

Rates for illustration. Not FDIC insured. Investing involves risk.
Questions

Common questions,
straight answers.

CREB Business Account
Is this FDIC insured?

No, they are not. FDIC insurance is only for bank depositary accounts and not for Investments like Compound Bonds.

Where does 8.5% come from?

The 8.5% yield comes directly from the income generated by a diversified real estate portfolio. Unlike a traditional bank, Compound removes intermediaries and distributes profits from rents and real estate loan interest directly to investors.

Can I withdraw anytime?

Yes, you can withdraw your funds at any time. Our HYSB accounts offer easy and flexible access to your 
money, ensuring that you can use your savings when you need them.

How does CREB make money?

Start earning 8.5% yearly with real estate — today.
No banks. No waiting. Just real properties backing your investment.
Every day, rents and loan payments become cash in your hands.
Safety. Simplicity. Daily growth.
Invest now — and watch your money work for you from day one.

Is my bank information safe?

Yes. We use bank-grade encryption, so your bank details are never stored unprotected — only transmitted securely and guarded like a vault.

Questions before you start?

Our investor relations team will walk you through the offering, answer your questions, and help you decide if CREB is right for you. No pressure. No sales pitch.

Save and invest for what’s next.

Learn how our spend platform can increase the strategic impact of your finance team and future-proof your company.
Testimonials

Don't just take our word for it.

Over 20 million hours saved for 50,000+ customers.
“CREB is the only vendor thatcan service all of our employees across the globe”
Brandon Zell - Chief Accounting Officer
“CREB is the only vendor thatcan service all of our employees across the globe”
Brandon Zell - Chief Accounting Officer
“CREB is the only vendor that
can service all of our employees across the globe”
Brandon Zell - Chief Accounting Officer
“CREB is the only vendor that
can service all of our employees across the globe”
Brandon Zell - Chief Accounting Officer
“CREB is the only vendor that
can service all of our employees across the globe”
Brandon Zell - Chief Accounting Officer

Set up your account in minutes. Start earning 8.5% APY today

A simple, secure setup that connects to your bank safely and gets your income growing right away.

Connect

Funds are allocated into a diversified portfolio of income producing real-estate loans, U.S. Treasury bills, and cash equivalents.

Earn

Start investing from as little as $500 and watch your returns compound daily.

Automate

Choose to automate your savings or reinvest your daily interest.

Access

Withdraw whenever you need — with no fees, no limits, and the same ease as making a deposit.

Connect

Create your account and link your bank securely through Plaid.

Earn

Start investing from as little as $500 and watch your returns compound daily.

Automate

Choose to automate your savings or reinvest your daily interest.

Access

Withdraw whenever you need — with no fees, no limits, and the same ease as making a deposit.

Up to hundreds of millionsof dollars of FDIC insurance.

Securely store multi-million-dollar deposits in the CREB Business Account.

Michelle White

Dedicated manager
Assigned

24/7 dedicated support

Exclusive learning events

Get dedicated account manager

One you’ll actually know by name.

  • Powered by institutional real-estate funds & U.S. Treasuries
  • Daily compounding, no fees, no lock-ins
  • Withdraw anytime from your dashboard
Contact Us
Why choose CREB?

Why investors are choosing CREB

Simple defaults, direct integrations, and advanced customization means compound real estate bonds CREB will scale with you.

Predictable income

Compound Bonds provide a regular income stream through interest payments.

Withdraw your money at anytime.

No lock-ins, no commitments.

CFSB Withdrawl

Dedicated manager
$50,50
Balance

$40,206.20

5% this week

No fees

  • No maintenance fees.
  • No hidden costs.
  • No account minimums.

No hidden cost

No account minimuns cost

No maintenance fee

Powered by Real Estate Assets*

Our bonds will be powered by high quality cash generating real estate assets.

Confidence from Day One

Getting started shouldn't feel uncertain. With CREB, your money stays in your control.
No lock-ups. No penalties. No waiting. Change your mind? Withdraw anytime.
Because your first step should feel simple, and unquestionably safe.